Small Business Payroll Services, Merchant Services and Business Financial Solutions
Running a small business means juggling payroll, payments, taxes, health plans and your family's future. Benefits On Us brings these business financial services together under one roof, so you have one trusted partner instead of five vendors. Since 2001, we've helped business owners and nonprofits protect their people and grow what they've built, and our team serves clients in English and Spanish.
Trusted by employers since 2001 · Free, no-obligation call · Se habla español
One partner for payroll, payments, health plans and more
Five business solutions under one roof — start with one or bring them all together.
Payroll
Pay employees and contractors, taxes handled.
Learn moreMerchant Services
Accept cards in person, online and by phone.
Learn moreLiving Trusts & Estate Planning
Protect your family and your business.
Learn moreTPA Health Plans
Take control of health plan costs.
Learn moreAI Tax App
File smarter in minutes.
Learn more
Payroll service for small business
Pay your team accurately and on time without spending hours on payroll. Our full-service payroll is a simple, flexible way to manage payroll, employees, contractors and benefits. Payroll taxes are calculated, filed and paid automatically, so you can run payroll in minutes and get back to running your business.
- Unlimited payroll runs
- W-2 employees and 1099 contractors in one online payroll system
- Health benefits and retirement benefits, including 401(k) plans
- Workers' compensation
- Free payroll tax filings and free direct deposit
What to look for in a payroll provider
Not every payroll provider fits every business. When small business owners compare payroll companies and payroll software, the questions that matter most are simple: Does it handle payroll tax filing for me? Can I pay both employees and contractors? Will it connect HR and payroll with my benefits? And is there a real person to call when something goes wrong?
The right payroll service should automate payroll, keep you compliant and grow with your business needs. That's why our payroll solution brings payroll management, benefits and retirement plans together with one team that knows your business, instead of leaving you to piece it together across several payroll software companies.
Simplify the payroll process
Many business owners still process payroll by hand or juggle a spreadsheet and a separate benefits portal. Moving to an efficient payroll system can save hours every pay period and reduce costly payroll tax mistakes. Whether you use accounting software today or still track hours by hand, we'll help you plan the switch around your pay schedule so your team is paid on time.
Merchant services and payment processing
Accept credit card and debit card payments in person, online or over the phone. Whether you run a storefront, an online store or a service business, our merchant services help you get paid faster with transparent, flat-rate pricing.
- Flat-rate pricing with no hidden fees and no long-term contracts
- Point of sale (POS) systems and physical card readers
- Virtual terminal for phone and keyed-in payments
- eCommerce shopping cart integration
- Invoicing and recurring subscription payments
Living trust and estate planning for business owners
Your business is one of your most valuable assets. Through our partner law firm, you can put a living trust and estate plan in place that protects your family, your business and your legacy, from basic planning to complex needs.
- Basic estate planning and living trusts
- Business succession planning
- Advanced tax planning and legacy planning
- Special needs and incapacity planning
- International planning
TPA services and self-funded health plans
Health insurance costs keep rising. A third party administrator (TPA) can help employers manage health plan costs with more transparency and control than a traditional fully insured plan.
PPO plans
Broad provider networks with predictable copays.
Reference-based pricing plans
Set costs based on a transparent benchmark.
Level-funded plans
Fixed monthly cost with a chance to save on low claims.
Hybrid plans
Blend funding models to balance cost and control.
Every option includes clear reporting, patient advocacy for your employees and cost management tools to help you control health care spending.
Not sure what fits your business?
Book a free 15-minute call. We'll review what you have today and show you where you could save time and money.
Book a 15-minute callTrusted by employers since 2001 · Free, no-obligation call · Se habla español
AI-powered tax app
Tax season doesn't have to be stressful. Our AI tax app helps you and your employees file with confidence. Set up takes about two minutes: scan a QR code, download the app on iPhone or Android and create a profile.
- AI finds deductions and credits to help maximize your tax refund
- Expert review before filing, plus real-time tracking
- Secure, encrypted document upload
- In-app chat and live support from real people
Why business owners choose Benefits On Us
One partner, many solutions
Payroll, payments, health plans, retirement plans and estate planning in one place.
Since 2001
More than two decades helping small businesses and nonprofits.
Nationwide, with local service
Based in Houston and serving businesses across the country.
English and Spanish
Our team serves you in your language.
A simple path to simpler business finances
- 1
Book a free 15-minute discovery call
Tell us what you run today and where it's costing you time.
- 2
We review what you use today
We look at where you could save time and money across payroll, payments, health plans and more.
- 3
We set up the solutions that fit
We put the right tools in place — and we stay with you after.
Common questions
Let's simplify your business finances
Book a free 15-minute call. We'll review your payroll, payments, health plans and estate plan and show you where you could save time and money.
Trusted by employers since 2001 · Free, no-obligation call · Se habla español
Prefer to talk now? Call 281.502.4600