Work Comp Services
Work Comp Services: The Associates Difference
Your Work Comp has been neglected by your insurance broker. “The price just isn’t the price.” There are so many things we do to lower your cost and enhance your service.
WE DO WORK COMP…
And we do it BETTER than everyone else…
Policy Structure
Did you know that most premiums can be reduced simply by re-structuring the policy?
Most policies we see throughout the country are structured poorly, resulting in the business paying too much. Our first step is to analyze your current policy and make sure you have the correct deductible, are taking advantage of state and carrier discounts and safety groups, etc. Policy design is important to your premium and protecting your EMOD.
Carrier Partnerships
Did you know that most brokers only utilize a few Work Comp Insurance Carriers and rarely re-quote your policy at renewal?
We select and monitor our Work Comp Carriers constantly to provide our clients access to Industry-Leading savings and support. We are always able to show new clients Carrier quotes they haven’t seen before to maximize their savings. We quote our clients with all of our Carriers constantly to find and maintain the best Carrier and savings for their specific situation.
Carrier Programs
Did you know that Insurance Carriers have exclusive programs only available to top brokerages?
Because of our status with Work Comp Carriers, we are able to access and offer our clients exclusive programs that provide additional premium savings in specific industries.
Dedicated Work Comp Service Professionals
Did you know that the person who services your Work Comp Policy is typically a general service person and does not have expertise in Work Comp?
Every client is assigned a Dedicated Work Comp Service Professional who works exclusively with Work Comp. This is YOUR PERSON–who will service your policy on a daily basis and provide the resources you need. When it comes time to renew the policy, your policy will be requoted annually with all of our Carrier Partners and Programs. If we can save you money, we will!
In-House Medical Claims Division
Did you know both frequency and severity of Work Comp claims affect your EMOD?
Our Medical Claims Team monitors and advocates your Work Comp Claims with our Carrier Partners. We have solid relationships with our Carrier Adjusters and are able to use this relationship to advocate on our clients’ behalf. A medical triage unit is also provided for claims occurring after business hours.
Safety Resources
Did you know that developing a “Culture of Safety” at your company can greatly reduce injuries and claims?
We provide our clients with extensive safety resources to build your company safety programs, education, and training. These programs are industry specific for your company for greater relevance and effectiveness.