Question 1

What size business does Benefits On Us work with?

Accepted Answer

We specialize in small and mid-sized Houston employers — typically from a few employees up to around 100. Whether you're offering benefits for the first time or reviewing an existing plan, we right-size the package to your team and budget.

Question 2

What services do you offer?

Accepted Answer

We coordinate the full benefits package: group health and dental insurance, wellness and disability programs, workers' compensation, 401(k) and employer retirement plans, wealth management for owners, business solutions, personal insurance, and financial services. Use us for one area or the whole package.

Question 3

How much does a quote or consultation cost?

Accepted Answer

Both are complimentary. Our 20-minute Benefits Strategy Call and all quotes are free, with no obligation to switch or buy. If we recommend a product, we'll always show you the numbers first.

Question 4

Which states do you serve?

Accepted Answer

We're headquartered in Houston and work with clients across the U.S. by phone and video. Insurance products are offered in states where we are licensed; contact us to confirm availability for your location.

Question 5

Can you help if our renewal is months away?

Accepted Answer

Yes — the best time to review benefits is well before renewal. We benchmark your current plan against the market, flag cost drivers, and prepare options so you walk into renewal with leverage, not surprises.

Question 6

Do you only offer group health insurance?

Accepted Answer

No. We're one local partner for the whole package — health, dental, disability, wellness, workers' comp, 401(k) and retirement, plus wealth strategies for owners. You don't have to coordinate multiple vendors.

Question 7

Can you work with our existing broker?

Accepted Answer

We can. If you have a broker you trust, we're happy to collaborate on specific areas like a 401(k) or wealth strategy. If you'd prefer one partner for everything, we can take that on too.

Question 8

What industries do you specialize in?

Accepted Answer

We work with small and mid-sized employers across Houston, with dedicated experience for auto repair shops and private and independent schools. Ask us about your industry — chances are we've helped a business like yours.

Question 9

Do you handle enrollment and employee questions?

Accepted Answer

Yes. We run enrollment meetings, provide plain-language materials, and answer your employees' questions year-round — so HR isn't stuck being the only benefits expert.

Question 10

Are there tax advantages to offering a retirement plan?

Accepted Answer

Employer retirement plans may offer tax-advantaged benefits such as deductible employer contributions and potential small-business tax credits. Tax outcomes depend on your situation, so we suggest speaking with a qualified tax advisor. We'll coordinate with yours.

Employee benefits questions, answered

Still have questions?

Let's build a benefits package your team will thank you for.