Terms of Service

1. Informational Purposes Only

Content on this website is for general information only. It is not legal, tax, accounting or investment advice. Coverage, benefits, costs and eligibility depend on the specific plan, carrier, underwriting and your situation. Please consult your own legal and tax advisors about your circumstances.

2. Insurance Products and Licensing

Insurance products are offered only in states where Benefits On Us and its agents are licensed. Texas General Lines Agency License #2549531. Products and carriers vary by state. All coverage is subject to the terms, conditions, exclusions and underwriting of the issuing carrier. Requesting a quote does not bind or guarantee coverage. Carrier names and logos are the property of their respective owners and are shown to identify carriers we may work with.

3. Retirement and Financial Products

Information about 401(k) plans, retirement plans and financial strategies is educational. Tax treatment depends on your individual situation and current law, and results are not guaranteed. Some products may be offered through affiliated or third-party partners.

4. Testimonials

Testimonials reflect the experiences of individual clients. Results vary, and past results do not guarantee future outcomes.

5. Text Messaging Program

By opting in, you agree to receive text messages from Benefits On Us about your inquiry, quotes, appointments and account updates. Message frequency varies. Message and data rates may apply. Reply STOP to cancel at any time; you will receive one confirmation message, and no further messages will be sent unless you opt in again. Reply HELP for help, or contact us at 281.502.4600 or info@benefitsonus.com. Carriers are not liable for delayed or undelivered messages. Consent is not a condition of purchase. See our Privacy Policy for how we handle your information.

6. Acceptable Use

You agree not to misuse the Services, including by submitting false information, interfering with the website’s operation, attempting unauthorized access, or using the site for any unlawful purpose.

7. Intellectual Property

The website’s content, design, text, graphics and logo are owned by Benefits On Us or its licensors and may not be copied or reused without permission.

8. Third-Party Links

The Services may link to third-party websites, including carrier and review sites. We are not responsible for their content or practices.

9. Disclaimer of Warranties

The Services are provided “as is” and “as available,” without warranties of any kind, to the fullest extent permitted by law. We do not guarantee that the website will be error-free or uninterrupted.

10. Limitation of Liability

To the fullest extent permitted by law, Benefits On Us will not be liable for any indirect, incidental, special or consequential damages arising from your use of the website. This does not limit any obligations under an insurance policy or other written agreement.

11. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules.

12. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date above shows when they were last changed. Continued use of the Services means you accept the updated Terms.

13. Contact Us